Corporate Information
Transparency and accountability are at the core of our business operations
Explore Our FinancialsFinancial Information
Explore our financial performance and key metrics that showcase our stability and growth
Business Certifications
Our commitment to excellence is validated through industry-recognized certifications
Microfinance Operating License
Official license from the Bank of Ghana authorizing DCI to operate as a microfinance institution in Ghana.
Certificate of Incorporation
Certification that shows that the company was incorporated under the Companies Act, 1963 (Act 179) and that the liability of its members is limited.
Certificate to Commence Business
Certification that shows that the company was mandated to commence business under the Companies Code, 1963.
Regulatory Compliance
We adhere to the highest standards of regulatory compliance and ethical business practices
Banking Regulations
Bank of Ghana Compliance
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Capital Adequacy Ratio
Maintaining a capital adequacy ratio above the required 10% threshold.
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Liquidity Requirements
Meeting all liquidity requirements as stipulated by the Bank of Ghana.
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Reporting Compliance
Timely submission of all required financial and operational reports.
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Deposit Protection
Full compliance with deposit protection regulations and insurance requirements.
Anti-Money Laundering
AML/CFT Compliance
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KYC Procedures
Robust Know Your Customer procedures for all client onboarding processes.
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Transaction Monitoring
Advanced systems for monitoring suspicious transactions and activities.
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Staff Training
Regular training for all staff on AML/CFT regulations and procedures.
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Reporting Compliance
Timely reporting of suspicious transactions to relevant authorities.
Data Protection
Privacy & Security Compliance
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Data Protection Act
Full compliance with Ghana's Data Protection Act and regulations.
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Secure Data Storage
Implementation of industry-leading encryption and data security measures.
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Privacy Policies
Transparent privacy policies and customer consent management systems.
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Security Audits
Regular security audits and vulnerability assessments by third-party experts.
Download Corporate Documents
Access our official corporate documents, annual reports, and financial statements