Savings & Investments
Discover our range of savings and investment solutions designed to help you grow your wealth and secure your financial future.
Fixed Deposit
Fixed Deposit is an investment vehicle where funds or deposits are locked in for a specific fixed period at fixed interest rate.
Features:
- Competitive interest rate.
- Guaranteed liquidity of investment.
- Tenor ranges from 91 days - 365 days.
Additional Information:
- Minimum deposit amount varies by term
- Early withdrawal penalties may apply
- Interest paid at maturity or monthly (depending on term)
- Automatic renewal option available
Diamond Super Saver
Interest bearing account targeted at the lower-middle class, open an account with a minimum account balance of GHS 200.00
Features:
- Attractive interest rate
- Monthly compounding interest rate
- Maintain a minimum balance to earn the proposed interest.
- Account can secure a loan at the prevailing interest rate
Requirements for Opening a Diamond Super Saver Account:
- A duly completed DCI account opening forms.
- Two passport size pictures.
- Copy of a valid national ID card.
- Copy of a valid residence permit in the case of a foreign national.
- Proof of residence (Utility bill/Tenancy agreement/GPS Address)
- DCI KYC form should be duly completed.
- Payment of the mandatory initial deposit of GHS200.00.
Diamond Child Plus
This product aims at providing every child with the best possible start in life financially. You can open an account with an initial minimum account balance of GHS 200.00
Features:
- Attractive interest rate
- Monthly compounding interest rate
- Standing Order can be set-up on the account.
- Guardian can use the account to secure a loan
Requirements for Opening a Diamond Child Plus Account:
- A duly completed DCI account opening forms.
- Two passport size pictures; one passport size picture each from the parent or guardian and the Child.
- Copy of a valid national ID card of the parent and copy of a valid national ID card and Birth certificate of the child (where applicable).
- Copy of a valid residence permit in the case of a foreign national.
- Proof of residence (Utility bill/Tenancy agreement/GPS Address)
- Directional sketch to the customer's residence.
- Payment of the mandatory initial deposit of GHS200.00.
Diamond Savings
An Interest bearing account for your daily savings.
Features:
- Initial Deposit requirement of GHS 50.00
- Attractive interest rate of 5%
- Account can secure a loan at the prevailing interest rate.
Requirements for Opening a Diamond Savings Account:
- A duly completed DCI account opening forms.
- One passport size picture.
- Copy of a valid national ID card.
- Proof of residence (Utility bill / Tenancy agreement / GPS Address).
- Payment of the mandatory initial deposit of GHS 50.00
- Copy of a valid residence permit in the case of a foreign national.
Call Account
Have access to funds at any time, without penalty.
Features:
- Initial Deposit requirement of GHS 50.00
- Attractive interest rate of 3-5.5%
- Account can secure a loan at the prevailing interest rate.
Requirements for Opening a Call Account:
- A duly completed DCI account opening forms.
- One passport size picture.
- Copy of a valid national ID card.
- Proof of residence (Utility bill / Tenancy agreement / GPS Address).
- Payment of the mandatory initial deposit of GHS 50.00
- Copy of a valid residence permit in the case of a foreign national.
Investment Calculator
Interest Earned
Total Amount
Annual Rate
Maturity Date
Note: This calculator is provided for illustrative purposes only. These results are estimates and may not reflect actual interest yields or final investment returns.
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