Loan Products
Discover our range of flexible financing solutions designed to meet your business and personal needs.
Contract & LPO Financing
LPO and Contract Financing is tied to your specific contracts so you can focus on completing your contracts without worrying about funding availability. From subcontractor cost to payment for materials sourced both locally or overseas, Contract Financing offers a wide financing range to meet your needs.
Loan Requirements
- Application letter
- Board Resolution (not needed when the company is a sole proprietorship)
- Copy of National ID cards of proposed signatures
- Copy of LPO or Contract
- Bank statements for the past 6 months
- Company profile
- Acceptable collateral (cars or houses depending on the amount been applied for)
- Inspection of company premises
- Any other document that may be required by DCI Microfinance Limited
Certificate & Invoice Discounting
Invoice and certificate discounting gives immediate value to customers invoices before maturity. The facility is available to clients who trade in credit terms. Invoices to be discounted must be from reputable organisations and selected government entities. Up to 70% value of the invoice can be discounted.
Loan Requirements
- Application letter
- Board Resolution (not needed when the company is a sole proprietorship)
- Copy of National ID cards of proposed signatures
- Copy of invoice or certificate
- Bank statements for the past 6 months
- Company profile
- Acceptable collateral (cars or houses depending on the amount been applied for)
- Inspection of company premises
- Any other document that may be required by DCI Microfinance Limited
Payroll Loans (Quick-Pay)
DCI Microfinance Quick - Pay Loans is a lending product targeted at persons employed by the government and paid through the Controller and Accountant General's Department. (Teachers, Doctors, Nurses, Political appointees and all Civil Servants)
Benefits of DCI Quick - Pay Loans
- Loan Disbursed in 36 hours
- You can receive your loan by cash, mobile money, cheque and direct transfer
- No upfront Payment
- Most competitive interest rate
Loan Requirements
- Fully Completed and Endorsed Application Form
- CAGD Payslip (Last 3 months Payslip)
- A valid ID: Voters' ID, Drivers' License, Passport, SSNIT or a National ID
- One (1) Passport Picture
Loan Calculator
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Ready to Get Started?
Apply for a loan today and get the funding you need to grow your business or meet your personal financial goals.